Going on a trip with friends, sharing flat rent, or dining out? Owelio keeps track of who paid for what, splits bills down to the exact poisha, and tells you exactly who pays whom in the fewest payments possible.
No spreadsheets, no confusing calculators, and no awkward reminders. Owelio handles everything automatically.
Name your trip, flat, or outing (e.g., "Cox's Bazar Tour" or "Flat 4B Expenses"). Add your friends' names in seconds with zero complicated signup required.
Someone paid for hotel, taxi, or dinner? Just tap "+" and enter the amount. Choose who paid and who it’s shared with. Split equally or by custom shares.
At the end of the trip, Owelio simplifies all debts. Instead of everyone sending money back and forth, it tells you the 2 or 3 exact payments needed to make everyone even.
We built Owelio to solve all the daily headaches of splitting money on road trips, dinners, flat rent, and grocery shopping.
Have you ever divided a ৳100 bill among 3 people and ended up with ৳33.33 each, losing track of the remaining cent? Owelio uses exact integer math. It distributes every single poisha fairly (৳34, ৳33, ৳33) so the total matches your receipt 100% every single time.
Deep in Sajek Valley, on a mountain trek, or in a remote restaurant with no cellular network? Owelio works seamlessly offline. Add expenses anytime; it automatically syncs with your friends when you get back online.
If Rafiq owes Tanvir ৳500, and Tanvir owes Sarah ৳500, Owelio tells Rafiq to simply pay Sarah ৳500 directly. No unnecessary middle transfers — everyone gets squared up in the minimum steps.
Gave cash to your friend before the trip or sent money via bKash/Nagad? Record it with the dedicated "Advance Payment" button so everyone's balance reflects it instantly.
See exactly how much was spent on Food, Travel, Hotel, and Shopping with colorful category charts. Export clean PDF summaries to share in your WhatsApp or Messenger groups.
See how Owelio calculates shared bills in real-time. Add a test expense below or watch how the Sajek Valley trip expenses get automatically simplified into just 2 quick payments.
| What Was Paid | Paid By | Shared With | Amount |
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Type a cost below and see the balances update immediately:
Take a look at how clean and intuitive Owelio is on your mobile phone:
See your total balance right at the top — whether you owe money or friends owe you. Browse all your trips and flats in a clean carousel, with quick shortcuts to add expenses in two taps.